Loan Types FHA

The Federal Housing Administration (FHA) offers FHA-backed loans that are designed to provide greater flexibility in lending guidelines for certain qualified buyers" after "lending guidelines. These loans allow lower down payments and are insured by the FHA.

Available for single- and multi-family homes, FHA loan financing options include traditional fixed-rate products, adjustable rate mortgages and temporary interest rate buy-downs.

Benefits of FHA-insured loans include:

  • Low down payment
  • Closing costs that are typically less than those associated with other loans
  • More flexible credit-qualifying guidelines
  • No income limits
  • Higher debt ratios allowed  
  • Less stringent job requirement guidelines


For more information about FHA loans, talk to one of our mortgage professionals.

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